About Prosperity

About Prosperity Home Mortgage

• Ranked #1 in Customer Satisfaction among Mortgage Origination Companies by J.D. Power. For award information, visit https://www.jdpower.com/business/press-releases/2024-us-mortgage-origination-satisfaction-study
• Ranked as one of the best mortgage companies in the nation by Mortgage Executive Magazine ten years in a row. This publication spotlights the country’s leading lenders, and Prosperity earned a position in the top 50 of its annual list of "Top 50 Mortgage Companies in America 2023¹.
• Recognized as one of the top mortgage companies in the country by Scotsman Guide²  for ten years in a row as of 2023. Ranked in the top 25, for three years in a  row as of 2023.

Prosperity Home Mortgage, LLC is a full service mortgage banker specializing in residential and refinance loans and is a subsidiary of HomeServices of America, a Berkshire Hathaway Affiliate. Prosperity operates in forty-nine jurisdictions and, in 2023, funded nearly $7 billion in production. Prosperity's team of over five hundred Mortgage Consultants works closely with consumers throughout the financing process ensuring customers can make informed decisions on their journey to homeownership.

Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable- rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing. Prosperity helped over 19,000 customers buy a new home in 2023, with almost 9,000 of those being first time homebuyers. Each and every day, customers entrust Prosperity with the biggest financial transactions most will likely ever make. The entire company takes tremendous pride in providing exceptional customer service and views each transaction as an opportunity to impress.

About HomeServices of America

HomeServices of America is the country’s largest residential real estate brokerage company, based on closed transactions, and is through its operating companies, one of the country's premier providers of homeownership services, including brokerage, mortgage, franchising, title, escrow, insurance, and relocation services. HomeServices of America is the owner of the Berkshire Hathaway HomeServices global franchise network. HomeServices is owned by Berkshire Hathaway Energy, a consolidated subsidiary of Berkshire Hathaway Inc. HomeServices’ operating companies offer integrated real estate services, including brokerage services, mortgage originations, title and closing services, property and casualty insurance, home warranties, and other homeownership services. Visit www.homeservices.com.

When you choose Prosperity Home Mortgage as your lender, you’ll benefit from our:

• Competitive rates and fees
• Our Mortgage Consultants with extensive knowledge of your local market
• Knowledge and expertise on available mortgage products
• Prompt and thorough communication
• Dedication to exceptional customer service for your unique needs from start to finish

Local lender, extraordinary customer service:

• Local mortgage consultants - located in over 700 branches across the United States, we understand your local market and have strong relationships with local real estate agents and builders.
• Local processing and underwriting - 13 regional teams of experienced, knowledgeable loan processors, underwriters and closers. Our staff is trained to contribute to a positive customer experience with the goal of having closing documents to settlement at least 48 hours prior to closing.
• Local senior leadership - all escalations for loan issues are made locally, and our managers are always available to help solve problems that arise during the loan process.