Refinance

What can you do with your home equity?

There's more to refinancing than just lowering your rate. Whether you want to remodel your home, need cash for unexpected medical bills, or you're looking for funds to
reinvest in new properties, refinancing is your key to accessing your home equity.
Contact a Mortgage Consultant

Here are a few possible benefits of refinancing

Reduce your loan's term

Shorten the term of your loan so you can pay off your mortgage sooner

Cash out

Use your home equity to pay for home improvement projects, college tuition, unexpected medical bills, and more

Remove mortgage insurance

Alleviate your monthly costs by getting rid of your private mortgage insurance with a new loan program

Switch to a fixed rate loan

Switch from an adjustable rate mortgage (ARM) to a fixed rate mortgage so your monthly payments never go up

Interested in a cash out refinance? You can access your home equity to:

  • 01
    Finance home improvements to increase the value of your home
  • 02
    Help cover the cost of education
  • 03
    Consolidate or pay off debt
  • 04
    Take a once in a lifetime vacation
  • 05
    Buy a second home or investment property

Ready to refinance?

Apply now
Not ready yet or have additional questions?
Talk to a mortgage consultant.
1. By refinancing an existing loan, your total finance charges may be higher over the life of the loan.
2. Prosperity Home Mortgage, LLC is not a financial advisor and cannot and is not offering financial advice. Please consult a financial advisor or certified public accountant to determine what the tax implications of refinancing real estate may be.
3. Not all borrowers will qualify