Executive Mortgage Consultant
We make the home loan process as simple as possible by guiding you through every step.
110 Oakwood Drive
Suite 110
With over ten years of mortgage consultation and origination experience, I have the perspective and knowledge necessary to guide my clients and empower them to make an informed decision selecting the loan and program that best accommodates their personal situation and financial goals. I am dedicated to developing mutually valuable long-term relationships with my clients and referral partners by demonstrating my integrity and commitment to always provide unmatched service. This, along with having a committed and professional support team that works to ensure a short and hassle-free process, is the basis for my long record of satisfied customers. I appreciate the rewards of working earnestly to help my clients achieve homeownership and greater financial stability for their families. When time and opportunity permits, I also enjoy travelling, hiking, kayaking and spending time with my family.
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
What our customers are saying
Andi was amazing. Very quick responses, great attitude. I really felt like she cared.
Constant clear communications
Andi was easy to work with and on top of it. We never worried where we stood or what was happening. It was a quick and smooth process.
Andi is great, so everything about the experience was too!
Andi was amazing!! she was always available to answer any questions we had and made the whole process feel easy and seamless! I also feel like I made a friend! I would highly recommend Andi and Prosperity to my friends and family!
Andi and her team were great throughout the entire homebuying process. They made everything so easy and communicated great. Will reccomend .
All of it!
Andi was very helpful and attentive to my needs I felt comfortable throughout the whole transaction
Andi knows her stuff, and she knows the story of how the current stuff (laws, practices etc) got to be that way. She is clear and timely.
Andi did a great job explaining my options, in a very short closing time. She is great!
Andi has been great throughout our refinance experience. She has made us feel valued as her customer and has been very responsive answering our questions. I wont use any other company than Prosperity Mortgage .
Excellent communication and collaboration with Andi and her team enabled my wife and I to successfully close on our home in just 19 days!
Andi is very responsive to any questions. If I leave her a voicemail or an email she gets back to me quickly. Heads and tails above anyone I have used in the past for a mortgage. She kept me up to date every step of the way. Thank you Andi!
Andi was phenomenal!
The time to the closing was short; however, Andi and her team kept me moving through the process and I closed on time.
Fast and easy communication.
Great communication and great people!
Andi made the loan process completely effortless. I'm a first time home buyer and the loan process was a daunting task until I spoke with Andi!!
Andi Is an amazing loan officer. She is organized, knowledgeable, responsive and tenacious. She was always pleasant and professional. I so enjoyed working with her.
Everything went great! Thanks!
Andi was amazing. Very quick responses, great attitude. I really felt like she cared.
Constant clear communications
Andi was easy to work with and on top of it. We never worried where we stood or what was happening. It was a quick and smooth process.
Andi is great, so everything about the experience was too!
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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
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