Gian Ceretto (NMLS 693569), a Sr Mortgage Consultant with Prosperity Home Mortgage in San Diego, CA, brings a profound depth of expertise and a personal touch to the world of residential mortgages. Born and raised in San Diego, a city close to his heart, Gian's journey into the mortgage industry is deeply rooted in his upbringing. His parents, both Navy veterans, instilled in him an enduring affinity for helping military families achieve homeownership in the land they've honorably served.

With 19 years of experience under his belt, Gian is more than just a loan officer; he's a trusted advisor and a pivotal figure in his clients' journey to homeownership. He holds a dual Baccalaureate Degree from the University of Hawaii at Manoa, where he earned a Bachelor of Science in Economics and a Bachelor of Business Administration in Marketing. This educational background, combined with his extensive experience, gives him a unique edge in understanding the economic landscape and tailoring mortgage solutions to fit each client's needs.

Gian specializes in serving a diverse range of clients, from first-time homebuyers and move-up buyers to seasoned investors seeking to expand their multifamily home portfolios. His approach is characterized by a blend of professional acumen and personalized service. He deeply values building lasting relationships with clients and referral partners, including realtors, financial planners, certified public accountants, and attorneys. His focus on detailed financial planning and credit score implications ensures a smooth and efficient loan approval process.

What truly sets Gian apart is his innovative use of technology that enables him to provide clients with insightful advice on making better real estate decisions that strive to build long-term wealth. Gian's commitment extends beyond transactional interactions. He is dedicated to being a reliable resource and advocate for his clients' financial freedom and homeownership dreams.

Gian's mission is to empower clients to achieve their homeownership and financial aspirations through tailored mortgage solutions. He is committed to expert guidance, clear communication, and a collaborative approach. His vision is to redefine the mortgage experience through innovation and excellence, aspiring to be the first choice for home financing.

Growing up and living in San Diego, Gian understands the unique challenges and opportunities in the local real estate market. His customer reviews reflect his dedication and effectiveness. Clients consistently praise his responsiveness, professionalism, and ability to make complex processes understandable and manageable.

Outside of his professional life, Gian cherishes spending time with his wife and three daughters. Whether it's spending the day watching his daughters perform at a dance competition, enjoying a day at the beach or exploring the mountains, he values the balance between his professional endeavors and family life.

In summary, Gian Ceretto stands out as a mortgage consultant who combines professional expertise with a personal touch. His dedication to his clients, understanding of the market, and commitment to tailored solutions make him a distinguished and trusted advisor in the mortgage industry.