Mortgage Consultant
We make the home loan process as simple as possible by guiding you through every step.
980 N. Michigan Avenue
Suite 700
With over 25 years of mortgage origination, Marc has the experience, perspective, and knowledge necessary to expertly guide his clients empowering them to make informed decisions on selecting the loan program that best accommodates their specific needs and financial goals. Marc is dedicated to developing mutually valuable long-term relationships with his clients and referral partners by demonstrating his integrity and commitment to consistently providing unparalleled service. This, along with having a committed and professional support team that works to ensure a smooth and efficient process, is the basis for Marc’s long record of satisfied borrowers and referral sources. Prosperity Home Mortgage is a reputable, full service national lender offering a comprehensive line of residential mortgage loans for both refinancing and new home purchases. This includes conventional, VA, FHA, and non-conforming programs. We employ a knowledgeable staff of experienced mortgage bankers with an operations team that is second to none. We are constantly updating our loan programs and pricing based on market patterns and as a result Prosperity Home Mortgage can ensure that we deliver extremely competitive terms combined with optimal mortgage structuring. Marc appreciates the rewards of working earnestly to help people achieve homeownership and greater financial stability for their families. When time and opportunity permit, he also enjoys golf, traveling, coaching his kids’ sports teams, riding his Harley, and spending time with his family. Marc looks forward to the opportunity to assist you with your mortgage financing.
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
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