Mortgage Consultant
We make the home loan process as simple as possible by guiding you through every step.
100 S. Adelaide St.
Suite A
Every one of our Mortgage Consultants can walk you through our products in detail – probably more detail than you want, in fact. So they definitely know their stuff.
More importantly, they want to know about you: What's your goal?
Visit us in Fort Myers, FL
About ME
Empowering Our Community Through 18 Years of Expert Lending Support.
With over 18 years of personal lending experience, I've had the privilege of assisting over 1500 clients, and we're committed to continuing our legacy of community impact and client satisfaction.
18
+ Years
1500
+
Ask Us About
Pathway To Prosperity
Ask Us About
Pathway To Prosperity
I'm here to answer allyour mortgage questions
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payments anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
What our customers are saying
Marty was very helpful and willing to answer questions night and day, it made buying our first home a nice and easy experience.
Marty was great to work with and he is very professional
We were very unhappy with the hard sell and lack of communication from our old mortgage company - Marty, and Prosperity, made us feel like we were more in control of the situation, and explained very thoroughly. We are so glad we were referred by a friend, who spoke highly of them as well. Thanks!!!
Marty was very helpful in leading us through the loan process from start to finish. He was very knowledgeable and we will definitely use him again.
Marty was awesome throughout the whole process of purchasing our first home. He was very patient and explained everything in detail for us. We originally we’re working with a different broker; however, our realtor asked us to speak with Marty. He was able to save us thousands of dollars! I would recommend him to anyone that is purchasing a home!
Marty was terrific to deal with - he has great knowledge of the business, he works quickly and efficiently to get your mortgage approved and ready for closing. We had great confidence in him and he did not let us down. He was just a pleasure to work with.
Marty always got back to us very quickly whenever we needed to talk to him or ask him a question.
Marty and his team did a great job! The whole process was quick and easy. I highly recommend Marty! Thank you Marty for making the purchase of my first home such a good experience!
Marty is very accessible and makes the process extremely easy!
Marty answered all of our questions and was very helpful.
Marty was awesome! Very knowledgeable and helpful.
Great experience!!!
Marty was awesome. Listened to all my life’s story (Poor guy) so we could make the best possible decision for me. That could have easily not included him, and knowing that he still gave me all the time I needed. Great guy to deal with even at 11:29 pm. Thanks Marty
Marty gave me excellent advice for which type of mortgage to use and all of the available government aide that was for me. I would recommend Marty to anyone looking to get mortgage advise or help with the numbers. he was very patient and would except calls even late at night.
Great experience working together on our new home purchase. Never would have dreamed it all could go so smoothly in less then 1 month!
Marty made what we thought would be impossible, possible. If it were not for him, we wouldn't have been able to close on our condo when we did.
Marty was SO helpful regarding our recent Re-fi! Always kept us in the loop and was always available. He is the best!!
Marty was great to work with. He really listened to my concerns, budget, etc. and worked hard to make our dream come true. He is very knowledgable and was able to help me save a some money with a lower rate and my insurance as well. Always available. Always friendly. Always on our side. Thanks Marty! You're the BEST!
Marty was very helpful and willing to answer questions night and day, it made buying our first home a nice and easy experience.
Marty was great to work with and he is very professional
We were very unhappy with the hard sell and lack of communication from our old mortgage company - Marty, and Prosperity, made us feel like we were more in control of the situation, and explained very thoroughly. We are so glad we were referred by a friend, who spoke highly of them as well. Thanks!!!
Marty was very helpful in leading us through the loan process from start to finish. He was very knowledgeable and we will definitely use him again.
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"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."
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