Prosperity Home Mortgage

Provide financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac.

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What is a jumbo loan?

A jumbo loan, or non-conforming loan, is a mortgage that exceeds loan limits¹ that are set by the Federal Housing Finance Agency (FHFA). If you are shopping for a home that would require a mortgage loan amount higher than FHFA’s limits, let’s discuss jumbo loan options!

What are the features of a jumbo loan?:

Maximum loan amount up to $5,000,000.
Down payment as low as 20% for purchase transactions.
Purchase and refinance options available.
Purchase and refinance loan options available.
Primary residence or second homes eligible.

1. Loan limits vary by state and county. Consult your mortgage consultant to determine limits in your area.

*Not all borrowers will qualify

*Not all borrowers will qualify

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