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SWARM 2024

Thursday, October 10, 2024

At Prosperity Home Mortgage, we believe that success in the home-buying process begins with strong, genuine partnerships. That’s why our relationships with agent partners are at the heart of everything we do. This year, our annual SWARM campaign—Starts With A Realtor Meeting—was a perfect opportunity to connect, collaborate, and show how we can work together to provide meaningful solutions for agents and their clients.

A Shared Commitment to Success

Over the course of six weeks, we worked alongside our agent partners to share resources, brainstorm strategies, and, most importantly, build relationships that go beyond the transaction. The results speak volumes about the dedication and teamwork that define these partnerships:

  • 2,610 Office Presentations!
    We visited offices across the country, focusing on practical ways to support agents in this fast-paced market. Each presentation wasn’t just about our programs—it was about listening, collaborating, and finding tailored solutions that work.
  • 6,674 One-on-One Agent Meetings!
    These individual meetings gave us the chance to connect more personally. They allowed us to dive deeper into how we can help each agent overcome challenges and succeed, not just for one deal but for the long haul.
  • 1,013 HomeSURE Advantage Certificates Issued!
    It’s not just a number—it’s 1,013 clients who now have a better, smoother path to homeownership because of our partnerships. Every certificate issued reflects our shared goal of making the home-buying journey easier and more transparent for clients.

A Round of Applause for Our SWARM Champions

We are thrilled to acknowledge the Mortgage Consultants (MCs) who played an integral role in this year’s SWARM campaign. Their dedication, hard work, and commitment to building relationships with real estate professionals were essential to our success.

Empowering Agents and Clients Alike

We placed a strong emphasis on our new CompetitivEdge℠ program during this year’s SWARM meetings, showcasing how it can empower both buyers and agents. One key highlight of this program is our HomeSURE Advantage1, which offers a fully underwritten loan commitment. This provides buyers with the confidence and competitive edge of being as attractive as cash buyers in the market. Not only does this help expedite loan closings, but when paired with our $30,000 On-Time Closing Guarantee2, it brings unparalleled peace of mind to everyone involved in the transaction, giving agents and their clients a true CompetitivEdge℠.

The Importance of Building Lasting Relationships

At the heart of the SWARM campaign is our belief in the power of relationships. Every presentation, every one-on-one meeting, and every HomeSURE℠ certificate issued is a reflection of our commitment to working closely with real estate professionals. Together, we are helping buyers navigate the home-buying process with confidence and ensuring that their path to homeownership is as smooth as possible.

Looking Ahead

The success of this year’s SWARM campaign is a reminder of what we can achieve when we come together with a shared goal. As we move forward, we remain dedicated to building strong partnerships, providing innovative solutions, and ensuring that every client’s home-buying journey is a success.

 

Here’s to many more successes ahead!

1.                   HomeSURE Advantage is not a final loan approval or a guarantee to lend. A Commitment Letter is based on verified information and documentation provided by the borrower and a review of the borrower's credit report. The interest rate and type of mortgage used to approve borrower for a specified loan amount is subject to change, which may also change the terms of approval. If the interest rate used for credit approval has changed, borrower may need to re-qualify. Information provided by borrower is subject to review and all other loan conditions must be met. After a borrower has chosen a home and the purchase offer has been accepted, final loan approval will be contingent upon obtaining an acceptable appraisal and title commitment. Additional documentation and loan qualifications may be required. Not all borrowers will qualify. May not be available in all areas.

2.                    Some restrictions may apply. The Closing Guarantee is only available on HomeSURE Advantage-designated, conventional, FHA and VA loans with a valid Commitment Letter issued by Prosperity Home Mortgage, LLC (“Prosperity”), in writing prior to execution of fully ratified sales contract. Some jumbo loan programs may be eligible at the sole discretion of Prosperity. Brokered jumbo loans are NOT eligible, and any jumbo loan programs requiring investor preapproval are NOT eligible. The Closing Guarantee is NOT available on renovation loan products, loans for the purchase of cooperative housing units, or loans involving any sort or type of bond, grant, down payment assistance, mortgage credit certificate, or any other non-profit, municipal, or housing authority program. For conventional loans, FHA loans, and VA loans, an acceptable appraisal must be received and approved by Prosperity at least ten (10) business days prior to closing or loan is not eligible for Closing Guarantee. The Commitment Agreement has an expiration date, which, solely for purposes of eligibility for the Closing Guarantee, may not be extended. The loan must close on or before the expiration date contained in the initial Commitment Agreement issued by Prosperity. Subject to acceptable appraisal of property value at or above contract sales price. The Closing Guarantee is subject to the satisfaction by the Borrower(s) of all loan conditions identified in the Commitment Agreement at least three (3) business days prior to closing or as otherwise determined by Prosperity in its sole discretion. The Closing Guarantee is not valid if either Borrower(s) or Seller terminate the purchase contract, extend the settlement date, or otherwise choose not to consummate the transaction for any reason whatsoever. The Closing Guarantee is invalid if there is a substantial change in the Borrower’s financial condition or to the terms of either the loan, loan product, loan type, or the purchase contract between Borrower(s) and Seller. The Closing Guarantee is void in the event closing is delayed or cancelled as a direct result of an unforeseen disruption of service; an act of God; a national, state, or local emergency; pandemic; natural disaster; or other public health declaration. This offer is void where prohibited and is non-transferable, subject to the terms herein, and valid on all complete applications received on or before 12/31/2024. The Closing Guarantee is limited solely to the transaction and subject property identified herein.

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