Introducing: Pathway to Prosperity

So you want to own a home, right? It's a dream many have, but let's face it, financial constraints can really put a damper on things. But fear not! Prosperity Home Mortgage has got your back. Introducing the Pathway to Prosperity initiative, designed with the residents of the greater Philadelphia, Wilmington, and Camden areas in mind. Get ready to turn that dream into a reality!

The Vision Behind the Initiative

Pathway to Prosperity is a landmark program envisioned to uplift and empower potential homeowners in select communities. Our goal? To bolster homeownership rates, ensuring more families can enjoy the security and benefits of having a place they can call their own. Dive deeper into our vision here.

Two Robust Programs Under One Initiative

As part of this groundbreaking initiative, Prosperity Home Mortgage has introduced two specialized financial assistance programs:

HomeAssist Grant

• Purpose: Aims at assisting those looking to purchase or refinance their primary residence in an eligible Census Tract across Philadelphia, Wilmington, and Camden.
• Assistance Details: Qualified applicants can tap into a grant providing assistance with down payments and/or closing costs. No liens. No repayment post-loan closing. Your path to homeownership just became smoother. Check if you’re eligible now.

HomeAccess Special Purpose Credit Program (SPCP)

• Purpose: Designed for residents of eligible Census Tracts in our focused regions. Even if you’re shifting out of the tract, if Prosperity is licensed to lend there, you're eligible.
• Assistance Details: Just like HomeAssist, HomeAccess furnishes qualified candidates with financial backing towards down payments, closing costs, and more. You reside in our target Census Tracts, and we've got your back. See if your property may qualify.

Key Highlights of Both Programs:

• Access up to $10,000 for each qualified home loan transaction.
• Use the funds/grants for varied purposes: down payments, borrower-paid closing costs, permanent rate buydowns, and even upfront mortgage insurance payments.
• Eligible for Conventional, FHA, and VA transactions.
• You only need one borrower to qualify, ensuring the applicant either resides or is eyeing a property in a Majority-Minority Census Tract within the Metropolitan Statistical Area (MSA).

Why Prosperity Home Mortgage?

Our long-standing experience of more than twenty years is a testament to our unwavering dedication to our customers. We understand that buying a home is not just a financial decision; it's a deeply personal one. Through the Pathway to Prosperity initiative, with HomeAssist and HomeAccess, we don't just provide financial assistance. We make dreams come true. Our presence in regions like New Castle County, DE, Montgomery County, PA, Bucks County, PA, and others highlights our wide reach and commitment to potential homeowners in these areas.

Begin Your Journey Today!

Your dream of owning a home is precious. With the Pathway to Prosperity, we aim to make that dream more achievable than ever. If you’re in regions like Philadelphia County, PA, Camden County, NJ, or Cecil County, MD, among others, now's your time. Let us be your guiding light on your Pathway to Prosperity. Let’s transform your homeownership dreams into reality.

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